Buy Now, Pay Later
Flexible credit facilities available at QBM in partnership with Cim Finance
Cim Finance Partner
QBM is an authorised Cim Finance retail partner
All Products Eligible
Finance available on any QBM purchase over Rs 2,000
Apply In Store
Quick in-store application — our team guides you through it
Pay for Your Purchase in Instalments
QBM has partnered with Cim Finance — one of Mauritius’s leading consumer finance providers — to give our customers the flexibility to spread the cost of their purchases over time.
Whether you’re buying a water tank, power tools, building materials, paints, or any other product at QBM, you can apply for credit in store and walk out with your goods the same day — subject to approval.
✅ Available on all QBM products
Credit through Cim Finance is available on any purchase of Rs 2,000 or more across our full range — from Duraco water tanks and Makita tools to Polytol paints and building materials.
How It Works
- Choose your products — browse in store or contact us in advance to confirm availability and pricing
- Tell our team you’d like to finance your purchase — we’ll walk you through the Cim Finance application on the spot
- Submit your application — bring your required documents (listed below) and our team handles the paperwork
- Get approved — Cim Finance will assess your application. Approvals are subject to their standard credit criteria
- Take your goods home — once approved, your purchase is confirmed and we arrange delivery or collection as normal
🏪 In-store applications only
Credit applications are processed in person at our Phoenix store. Visit us Monday to Friday 7:30am–5:00pm or Saturday 7:30am–12:00pm.
What to Bring
To apply for Cim Finance credit at QBM, please bring the following documents with you:
National ID Card (NIC)
Valid Mauritian ID card — original required
Payslip or Proof of Income
Most recent payslip or other proof of monthly income
Bank Statement
Recent bank statement — typically last 1 to 3 months
Proof of Address
Recent utility bill, CWA bill, or official correspondence
💡 Not sure if you qualify?
Contact us on WhatsApp at (+230) 5255 1799 before your visit and we’ll let you know what to expect. Our team is happy to answer questions about the process.
What Can You Finance at QBM?
Credit is available on all products sold at QBM Hardware, Phoenix, on purchases of Rs 2,000 or more. Popular categories include:
🛢️
Water Tanks
🔨
Power Tools
🧱
Building Materials
🎨
Paints & Finishes
💡
Electrical & Lighting
🚿
Bathroom & Kitchen
⚙️
Plumbing & Drainage
🪜
Ladders & Storage
🔩
Fasteners & Hardware
Don’t see what you’re looking for? Everything at QBM qualifies as long as your total purchase reaches Rs 2,000.
Frequently Asked Questions
❓ Is there a minimum purchase amount for credit?
Yes — credit through Cim Finance is available on purchases of Rs 2,000 or more.
❓ Can I finance a water tank and use the DBM grant at the same time?
This depends on the specific terms of your DBM grant approval and your Cim Finance agreement. Speak to our team in store and we’ll help you understand your options.
❓ How long does the application take?
Applications are processed in store. Approval times vary depending on Cim Finance’s assessment process. Our team will keep you informed throughout.
❓ What if my application is declined?
If Cim Finance declines your application, you can still purchase your goods at the normal cash or card price. Our team can also discuss alternative options with you.
❓ Can I apply for credit on a WhatsApp or phone order?
Credit applications must be completed in person at our Phoenix store. Contact us in advance and we’ll prepare your order so it’s ready when you arrive.
❓ Is there a deposit required?
Deposit requirements depend on the Cim Finance product and your application outcome. Our team will explain all terms clearly before you sign anything.
Ready to Apply?
Visit us in store with your documents and our team will handle the rest.
📍 59, Royal Road, Phoenix, Vacoas-Phoenix | Mon–Fri 7:30am–5:00pm | Sat 7:30am–12:00pm
Important Information
ℹ️ About Cim Finance
Credit facilities are provided by Cim Finance Ltd, subject to their standard terms, conditions, and credit approval process. QBM Hardware facilitates the application but does not make credit decisions. Interest rates, repayment terms, and eligibility criteria are set by Cim Finance and may change without notice. For full details visit www.cimfinance.com.
Page last updated: 10 March 2026
